Unfortunately, in order to receive compensation, injured parties must work with insurance providers. However, dealing with insurance companies after a Gwinnett County car accident can be difficult without a skilled attorney. Some insurance companies may use any method necessary to decrease the value of a claim. To ensure that you receive the full value of your losses following an accident, get in touch with an attorney.
When dealing with insurance companies following a motor vehicle wreck in Gwinnett County, it is important to know that they do not have an injured party’s best interests in mind. Instead, some insurance companies use recorded statements as a method of manipulating an individual into admitting fault or diminishing their injuries.
Their questions are designed as a way to minimize or deny a claim. Most attorneys may advise a claimant to avoid giving a recorded statement to the at-fault driver’s insurance company. Additionally, a claimant should not speak with their own insurance companies without a legal advisor present.
In some cases, an injured claimant may not understand the full extent of their losses, especially their emotional damages, until much later. Insurance companies know this, so they may try to jeopardize an individual’s compensation by trying to get them to give a recorded statement early on.
In other situations, auto insurance companies may automatically assign blame to the plaintiff, even if they have zero percent liability. Then, the insurance company may try to offer a claimant a reduced-amount value.
Some insurance companies send checks to an injured party that is below the value of their losses, hoping that they cash the check. This is called an accord and satisfaction, which means that by cashing this check, the claimant is agreeing that there are no further claims and they are releasing the insurance company from any debts that they may owe.
Therefore, a plaintiff should not automatically deposit such a check without consulting an experienced and knowledgeable lawyer. An attorney could review the contents of any letters or checks that an injured party may receive and determine if they are attempting to manipulate this individual into giving up their fair compensation.
Some insurance companies try to take advantage of people when they are in a vulnerable statement following an accident. Their primary goal is not to repay you for your losses. Instead, insurance providers try to minimize any costs that they must pay. As a result, one of the biggest mistakes to avoid is dealing with insurance companies after a Gwinnett County car accident without a legal professional.
An attorney could protect your compensatory award by handling any communication with insurance companies. Additionally, this protects you from making any incriminating statements that could jeopardize your claim and damages. To learn more about how an attorney could help you, schedule an initial case consultation.